3 important keys to mastering saving.

Let's talk about savings. I've got to tell you. There's one word you must look out for if you really want to save. "Discipline", this word is more important than the word Savings. It has taken me so many year to Cultivate the habit of saving, and I have talked with a lot of folks that lament on how difficult it it to save. You'd hear stuff like "let me borrow some money from my savings to sort myself out. I'll return it later" it doesn't work. You will never return it.

1. Make up your mind on how you want to save, how much you want to save, where you want to keep the money. Let me also tell you this IT'S NEVER EASY TO SAVE AT FIRST. No matter how much money you have if you are not disciplined, you'll find it difficult to save consistently at first.

2.  You have to also define what you are saving for, if you don't, you'll use the savings for the wrong things. Now let's say you start putting away $100 a month and by six months it's $600, if you had no plans for it you may be confused on what to do with the money. That's if the money survives until 6 months. If you had no plans you won't have a defined duration. I saved for 2 months to buy my first television set. I knew how much I needed and I knew when I needed it.

3.  Fix a certain duration for the maturity of the savings. If you've decided to make it 1 year. Then go for it, if it's 6 months, prepare your heart and discipline yourself to wait.

See your savings as "not your money" until the maturity date.
The fixed time duration also helps you to maintain discipline.

It is worthy of note that savings should primarily go into investments. The best reason to save is for investment. While you're saving, you're thinking about how much profit you're gonna make from the investment you're yet to do.